01
Commercial Property
Office, retail, industrial, and mixed-use portfolios where tenant build-outs run continuously and scaffold law exposure is heaviest.
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Bring three things: your management agreements, your vendor certificate log, and your current declarations pages. Most of what we find is not a missing policy it is an endorsement that was never added, an additional insured status that dropped off at renewal, or an agreement obligating you to carry something your program does not include.
Choose Your Segment
Four cards routing to the variants below. A manager who lands here already knowing their segment should not have to fill in a generic form.
02
HOA, CONDO & CO-OP
Community association management where the master policy, the unit owner’s policy, and your own errors and omissions meet over a single loss.
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03
Long-Term Residential & Rental Insurance
Habitational portfolios in a hard New York market lead, mold, assault and battery, and fair housing exclusions.
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04
Short- Term & Vacation Rental Insurance
Airbnb, VRBO, and seasonal properties where the homeowners policy excludes the use and Local Law 18 decides whether a claim exists at all.
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